Finance With Us TODAY!
Simple, Fast Loans For Your
Home Improvement Project
Break your project into predictable monthly payments
Ace Masters Construction has partnered with Hearth to bring you financing options for your upcoming project.
A loan through Hearth helps you pay for your project through predictable, monthly payments without tapping into your home equity.
Ace Masters Construction has partnered with Hearth to bring you financing options for your upcoming project.
A loan through Hearth helps you pay for your project through predictable, monthly payments without tapping into your home equity.
WHY HEARTH
Start your project soon!
- Funding usually within 1-3 business days
- Fixed monthly payments and no prepayment penalties
- Pre-qualifying through Hearth doesn’t affect your credit score
HOW IT WORKS
See Loan Rates in 3 Easy Steps
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1. Check your eligibility in 60 seconds
We protect your information using 256-bit encryption. Checking your rates will not affect your credit score just answer a few questions to see available rates. |
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2. Review your loan options
You’ll receive available financing options from several lending partners. Compare your options to one that best suites your needs to find a great rate. |
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3. Get a loan as soon as tomorrow
When you find an option you like, you’ll be able to continue and apply for a loan through one of our lending partners. If approved, you you will typically get the funds in your account within 1-3 business days. |
FAQs
QUESTION: What kind of loans are available through Hearth?
Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
QUESTION: What does “getting pre-qualified” mean?
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.
QUESTION: What rates should I expect?
Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.
Hearth has 3 rate plans that let you know what to expect when you pre-qualify. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
QUESTION: Why should I use Hearth instead of my credit card?
Interest rates on credit cards are often higher than those on loans you’ll find through Hearth.
QUESTION: When is my first payment due?
Your first payment will be due a month after getting a loan.
QUESTION: How do I make payments on the loan?
You can pay your chosen lending partner by logging into their website and making a quick payment.
Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
QUESTION: What does “getting pre-qualified” mean?
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.
QUESTION: What rates should I expect?
Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.
Hearth has 3 rate plans that let you know what to expect when you pre-qualify. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
QUESTION: Why should I use Hearth instead of my credit card?
Interest rates on credit cards are often higher than those on loans you’ll find through Hearth.
QUESTION: When is my first payment due?
Your first payment will be due a month after getting a loan.
QUESTION: How do I make payments on the loan?
You can pay your chosen lending partner by logging into their website and making a quick payment.
**For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request. For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum
APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles. **
**For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.**
APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles. **
**For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.**
